Privacy Policy

Effective Date: October 14, 2025

At SAIJA PAY, your privacy and the security of your personal information are our top priorities. This Privacy Policy explains how we collect, use, and protect your data when you use our AEPS (Aadhaar Enabled Payment System) and DMT (Domestic Money Transfer) services.

1. Information We Collect

We may collect the following information to provide and improve our services:

Personal details such as name, mobile number, Aadhaar number (for AEPS), and bank account information.
Transaction details including deposits, withdrawals, and money transfers.
Device information, IP address, and usage data to optimize app performance and security.

2. How We Use Your Information

Your information is used for the following purposes:

To provide secure AEPS and DMT services.
To process transactions efficiently and accurately.
To communicate important updates, alerts, or notifications regarding your account.
To comply with legal and regulatory requirements.

3. Information Sharing

We do not sell, rent, or trade your personal information. We may share information only in the following cases:

With banks and payment networks to complete transactions.
When required by law or legal authorities.
With trusted service providers assisting us in delivering services securely.

4. Data Security

We implement strict security measures, including encryption and secure storage, to protect your personal and financial data. However, no system is completely risk-free, and we advise users to follow safe practices while using our services.

5. Your Rights

You have the right to:

Access the personal information we hold about you.
Request corrections to any inaccurate information.
Request deletion of your personal information, subject to regulatory and legal obligations.

6. Cookies & Tracking

Our platform may use cookies or similar technologies to enhance user experience and monitor app performance. This information is used only for analytics and service improvement.

7. Children’s Privacy

SAIJA PAY is not intended for children under the age of 18. We do not knowingly collect personal information from minors.

8. Contact Us

If you have any questions, concerns, or requests regarding your privacy, please contact us:

Email: tabrunnisha3@gmail.com
Phone: +91 7380580663

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with the updated date. We encourage you to review this page periodically to stay informed about how we protect your information.